by dentistryblog | Aug 28, 2019 | Teeth Whitening
With all the price hikes we are experiencing everywhere we go, insurance companies are taking this as an advantage on their end. Come to think of it, their services will definitely come in handy if you are unforeseen expenses that are not part of your budget. Their services will certainly make paying for your needed commodities, either in the form of products of treatments, manageable and hassle-free. But in cases of cosmetic procedure costs like laser teeth whitening price, can this be covered by insurance?
Laser teeth whitening price: How much is it really?
Laser teeth whitening is a cosmetic dental procedure that instantly whitens the teeth using a safe but effective laser light system. Its main goal is to easily whiten teeth without using tacky whitening trays, pen, and strips. It is so effective that both celebrities and ordinary people here in Australia whose need for a pearly white smile is of the essence can attest to its efficiency and safety. However, with great effectiveness comes a heavier cost. In Australia, you can expect a price tag of $800 to $1000 per session. So once you attained the perfect radiant smile, you should think about ways on how to maintain them because their cost is not a laughing matter.
Laser teeth whitening: Can my insurance cover it?
Unfortunately, since the nature of laser teeth whitening is purely for cosmetic purposes, it cannot be covered by dental insurance. Insurance policies typically cover necessary dental procedures or services and treatments that are connected to a medical condition. So if you are really decided to whiten your teeth, you need to save up because you are more likely to pay for it at your own expense.
However, there is no harm in double-checking with your insurance provider about the coverage of your insurance policy. Moreover, you can also consult your dentist if he can also offer you payment plans or schemes to help make your laser teeth whitening price easier on the budget.
by dentistryblog | Aug 10, 2019 | Dentistry
Dental treatment can be expensive especially if you are not covered by insurance. Dental payment plans help in spreading the treatment cost to make it more affordable. You may not have enough money to pay up the front bill. Visiting a dentist regularly can head off problems especially the cost. Before scheduling an appointment with your dentist, ask the different payment procedures.
Dental clinics have different payment procedures and discounts they offer their patients as one of their marketing strategies. There are also other marketing strategies to have new patients to come into your clinic. If you want to know how to run dental implant ads and have new patients, click on the link.
Payment plans you can consider:
Dentist discount plans
Your dentist may offer a 5-10% discount if you pay full-up front treatment. Even if you can’t afford the full amount, you can negotiate an inhouse payment plan. A long term patient with a good history can pay a third of the cost up-front with the balance spreading over the next one year. Some dentists offer an interest-free payment plan for 12 months. Beyond 12 months, they may opt to charge some interest. It’s different from dental insurance in that there are no deductibles or co-insurance. The only downside of this plan is that you are limited to the dentist in your location. In addition, manufacturers of certain brands may have a special arrangement with certain dentists.
Get financing from a third-party finance company
It’s not a type of insurance but a way of spreading the cost of your treatment. Many dentists have arrangements with particular companies that you can choose to finance your treatment. You will borrow the funds and then make monthly repayments.
Dental insurance
This is considered as the best way to pay your dentist. However, some dental procedures like cosmetic work and teeth whitening are not covered by insurance. Insurance plans are subjected to annual and lifetime limits.
Plan your treatment carefully
This mostly involves carrying out the urgent procedures and then you complete the less essential work later.
Shop around dentists near you
The cost varies from one dentist to another. This mostly depends on experience, location, and other business overheads.
